Choose a short-pay plan (10/3 or 10/5) or single-pay (10/1). Get scheduled benefits and potential tax savings up to ฿100,000/year.
For: Working adults who want guaranteed short-term returns and easy tax deductions. Ideal for lump-sum investors or those planning year-end tax deductions.
For: Young professionals building disciplined saving habits. Best for medium-term goals like education, first home, or family protection.
For: Mid-career or pre-retirement savers who want regular payouts and tax efficiency. Designed for retirement preparation and stable post-career income.
For: Families or investors who want high-value savings and long-term protection. Perfect for long-term financial planning and wealth transfer to next generation.
New Graduate
Wants to start saving fast with a one-time payment.
Indicative premiumSingle-pay plan with 3-year coverage and cashback every year — simple, flexible, great for short goals.
Office Worker
Saving for future goals with short-term commitment.
Indicative premiumPay 5 yrs → cashback yrs 6–9 + maturity. Life cover + tax up to ฿100k.
Government Employee
Mid-career saver seeking guaranteed income and tax benefits.
Indicative premiumPay 5 yrs, 3% return every 2 yrs, life cover to 90, tax deduction up to ฿100k.
Family Business Owner
Planning long-term wealth and legacy for family.
Indicative premiumLong-term endowment → step-up benefits to 183% + life cover 150%.
Plans held for 10+ years qualify for tax deduction
With payout from age 55–85/90
When you hold both types of policies
Financial planning calculator
AIA, Thai Life, Generali, FWD — We connect you directly with our trusted partners.
Muang Thai Life, Rabbit Life — Our licensed advisors help compare plans and handle applications.
Rabbit Life — Purchase directly online, with advisor support available anytime.
Gave great advice and helpful solutions with a positive attitude. Very good at problem-solving.
The system is very fast. No long waiting time.
Excellent service staff — quick to follow up, answers questions directly, and very friendly and courteous.
You can choose from multiple payment methods to complete your purchase.
Note: This table shows installment options for Thai credit card only
| Insurance Partner | Semi-Annual | Quarterly | Monthly | 10 Month Installment |
|---|---|---|---|---|
| AIA | ✓ | ✓ | ✓ | ✓ |
| FWD | ✗ | ✗ | ✓ | ✓ |
| Generali | ✓ | ✓ | ✓ | ✓ |
| Rabbit Life | ✗ | ✓ | ✓ | ✗ |
| Thai Life | ✓ | ✓ | ✓ | ✓ |
| MTL | ✓ | ✓ | ✗ | ✓ |
| * 10 Month Installment: Thai credit card only | ||||
Learn More About Life Insurance in Thailand
FAQ
An endowment insurance policy is a type of life insurance that combines protection with a guaranteed savings component. Unlike regular term life insurance, it ensures that a predetermined sum is paid to the policyholder or beneficiaries at the end of the policy term or in case of the policyholder's death. This makes it a reliable choice for long-term financial goals, such as education funds, retirement planning, or wealth accumulation. Endowment insurance provides a structured approach to saving while also offering the security of life coverage.
Endowment insurance works by dividing your premiums into two parts: one for life coverage and the other for savings. Over the policy term, the savings component grows through guaranteed returns and sometimes bonuses, depending on the insurer’s performance. At maturity, you receive the accumulated savings plus any bonuses, providing both financial security and a disciplined way to save. Some plans also allow early withdrawals or partial benefits, giving flexibility to manage financial needs.
