Start Income at 55
Begin yearly income at 55 to bridge early retirement.
- Early start
- Tax (up to ฿200k)
Pay for a few years, then receive income every year from age 55/60 through 85/90. Eligible premiums can reduce your tax.
Begin yearly income at 55 to bridge early retirement.
Standard retirement start; steady income to 85/90.
Finish paying earlier; lock in future pension.
Find your best Pension plan in 1 minute
Take the 1-minute quizCompare Thailand’s Best Retirement Income Plans
Planner
Wants to optimize tax savings now while securing future pension income.
Indicative premiumPay premiums for 5–7 years to lock tax deductions now and build retirement income early. Ideal for late-30s professionals who want to start setting up a stable “post-60 passive income” while income is still growing.
Professional Working in Thailand
Wants retirement coverage with English support and eligibility for foreigners.
Indicative premiumPay premiums for 7 years and start receiving pension income from age 60. Ideal for expats who want long-term stability, English support, and tax benefits aligned with Thai tax rules.
Executive
Wants guaranteed income after retirement and maximum tax benefits.
Indicative premiumPay premiums for 7 years to maximize tax benefits and set retirement income as your “second salary.” Ideal for high-income executives who want to optimize tax and secure future passive income.
Late Saver
Wants steady income after retirement but has limited budget.
Indicative premiumPay premiums for 5–7 years without long budget commitment and quickly set up income from age 60 — without complex planning. Ideal for late starters who still want clear, reliable retirement income in old age.
Plans held for 10+ years qualify for tax deduction
With payout from age 55–85/90
When you hold both types of policies
Financial planning calculator
AIA, Thai Life, Generali, FWD — We connect you directly with our trusted partners.
Muang Thai Life, Rabbit Life — Our licensed advisors help compare plans and handle applications.
Rabbit Life — Purchase directly online, with advisor support available anytime.
Gave great advice and helpful solutions with a positive attitude. Very good at problem-solving.
The system is very fast. No long waiting time.
Excellent service staff — quick to follow up, answers questions directly, and very friendly and courteous.
You can choose from multiple payment methods to complete your purchase.
Note: This table shows installment options for Thai credit card only
| Insurance Partner | Semi-Annual | Quarterly | Monthly | 10 Month Installment |
|---|---|---|---|---|
| AIA | ✓ | ✓ | ✓ | ✓ |
| FWD | ✗ | ✗ | ✓ | ✓ |
| Generali | ✓ | ✓ | ✓ | ✓ |
| Rabbit Life | ✗ | ✓ | ✓ | ✗ |
| Thai Life | ✓ | ✓ | ✓ | ✓ |
| MTL | ✓ | ✓ | ✗ | ✓ |
| * 10 Month Installment: Thai credit card only | ||||
FAQ
A pension insurance policy, often called retirement insurance, is a life insurance plan designed to provide financial security during your retirement years. Unlike standard life insurance, which primarily focuses on death benefits, pension insurance accumulates savings and offers regular payouts after retirement. This type of insurance ensures that you have a steady income to cover living expenses, healthcare, and lifestyle needs in your golden years.
Retirement insurance is a specialized life insurance product aimed at helping individuals prepare financially for retirement. It combines savings and insurance benefits, providing not only life coverage but also the ability to grow your funds over time. When you retire, it can generate periodic payments, acting as a supplementary income stream alongside other retirement savings like pensions or government benefits.
Retirement insurance works by allowing you to pay regular premiums during your working years. These premiums are invested in a mix of fixed and variable income instruments, depending on the policy type. Over time, your savings grow with interest or investment returns. Upon reaching retirement, the policy pays out in the form of annuities or lump-sum payments, ensuring a reliable income stream that can help maintain your standard of living.