Smart Protection 99/20
Pay 20 years, cover to age 99, maturity 100% of Sum Assured (SA).
- Whole Life
- Cover to 99
- Pay 20 yrs
Every life is different — choose the plan that fits you with Muang Thai Life
Whole life / long-term savings + flexible health & critical-illness riders for every stage of life
Whole life tax deduction up to ฿100,000 • Foreigners eligible (plan-specific)
99/20
Pay 20 years • 100% cash back at age 99
99/99
High sum assured ≥ ฿10M • Coverage to age 99
25/16
Annual cashback ~2% + maturity payout
Riders
D Health / Elite Health / Multiple CI / D Kids
Featured MTL plans + health riders
- Whole life: tax deduction up to ฿100,000
- Mix & match riders: D Health / Elite Health / Multiple CI / D Kids
- Foreigners eligible subject to plan rules
Buy by Dec 30 to claim this year’s tax deduction
*Terms apply • Riders must be attached to eligible MTL whole-life policies
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Officially licensed by the OIC
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Backed by BTS Group
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Trusted by 2M+ customers
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15+ years in Thailand
Choose Your Path
Khumkhrong Talot Chip 99/99 (Premier)
Pay to age 99, cover to age 99; legacy‑first plan with high protection leverage.
- Whole Life
- Cover to 99
- Pay to 99
Super Saver 25/16
Pay 16 years, receive cash every year, maturity at year 25.
- Savings
- Annual cashbacks
- Pay 16 yrs
I’m not sure?
Is there a way to help me find the right insurance plan? Answer 5 simple questions → get your best match.
Find My Best Plan (1-min Quiz)Side-by-Side Comparison Muang Thai Life Insurance Plans
Add-on Health & Critical Illness Riders
Rider Name
What it covers
Entry & Renew-to Age
Key Coverage Highlights
D Health Plus Rider
Health rider
IPD hospitalisation + some OPD/continuous treatment.
11–90 yrs • Renew up to ~99
Up to ~5 million Baht per treatment (plan-dependent), standard single room, deductible options.
Waiting period: 30 days (general) / 120 days (specified).
Elite Health Plus Rider
Premium health rider
Higher benefit levels; global coverage options.
11–90 yrs • Cover up to ~99
~20–100 million Baht/year (by plan). Covers general disease, cancer treatment, overseas hospital options.
Waiting period: 30/120 days (per condition).
Multiple CI Rider
Critical illness rider
Lump-sum pay-out when diagnosed with covered critical illness.
7–65 yrs • Renew up to ~79
4 groups / 35 diseases. Up to 400% of Sum Assured if multiple groups claimed. Waiting period ~90 days.
D Kids Plus Rider
Child health rider
For inpatient hospitalisation and major treatments.
~0–10 yrs • Renew up to ~99
High coverage for child hospital stays; deductible options. (Check latest child-specific terms.)
Note: Riders attach to a base policy. Benefits/eligibility depend on the official policy wording. Waiting periods and deductibles apply.
Find your plan with a 1‑minute quiz
Find a plan that fits your persona
Paeng (33, Caring Mother)
A young mother of a 3-year-old who wants lifelong protection for her child and a flexible plan that can grow with them.
→Kids Plus (Rider)
Pim (35, Working Mom)
A responsible mother and mid-level executive who wants lifetime protection for her family and a solid legacy plan for the future.
→Smart Protection 99/20
Att (42, Business Owner)
A successful entrepreneur who wants lifelong coverage with tax benefits and a reliable plan to pass on wealth to his family.
→Life Premier 99/99
Si (48, Health-Conscious Executive)
A senior marketing executive with strong health awareness, seeking global medical coverage with no claim limits.
→Elite Health PlusHow Rabbit Care Works With You
Assisted by Partner
AIA, Thai Life, Generali, FWD — We connect you directly with our trusted partners.
Assisted by Rabbit Care
Muang Thai Life, Rabbit Life — Our licensed advisors help compare plans and handle applications.
Non Assisted
Rabbit Life — Purchase directly online, with advisor support available anytime.
Why Choose Rabbit Care for Life Insurance
Licensed Life Insurance Consultants
OIC-certified professionals you can trust
Best price and transparent advice
No hidden fees, clear comparisons
Fast, hassle-free application
Get covered in minutes, not days
Multilingual support (TH/EN)
Speak in your preferred language
Backed by BTS Group
Award-winning service and reliability
What Customers Say About Rabbit Care
4.6/5
Gave great advice and helpful solutions with a positive attitude. Very good at problem-solving.
The system is very fast. No long waiting time.
Excellent service staff — quick to follow up, answers questions directly, and very friendly and courteous.
Flexible Payment Options
You can choose from multiple payment methods to complete your purchase.
Note: This table shows installment options for Thai credit card only
| Insurance Partner | Semi-Annual | Quarterly | Monthly | 10 Month Installment |
|---|---|---|---|---|
| AIA | ✓ | ✓ | ✓ | ✓ |
| FWD | ✗ | ✗ | ✓ | ✓ |
| Generali | ✓ | ✓ | ✓ | ✓ |
| Rabbit Life | ✗ | ✓ | ✓ | ✗ |
| Thai Life | ✓ | ✓ | ✓ | ✓ |
| MTL | ✓ | ✓ | ✗ | ✓ |
| * 10 Month Installment: Thai credit card only | ||||
