Fantastic service with great communication every step of the way.

Save tax with Rabbit Life’s savings life insurance plans
Getting started is quick and easy
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Request a free callback
Share your name and phone number - Talk with a Rabbit Care advisorWe help you choose the right plan and premium.
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Start your Rabbit Life plan
Pay on Rabbit Life's official checkout page
How Rabbit Life’s Savings Plans Work for You
Example: Premium 30,000 THB → 20% tax bracket → Save 6,000 THB
Rabbit Life Savings Plan Comparison
| Features | Hero 10/1 | Hero 10/3 | Hero 10/5 | Deal 3/1 |
|---|---|---|---|---|
| Policy Term | 10 years | 10 years | 10 years | 3 years |
| Payment Period | Pay once | Pay 3 years | Pay 5 years | Pay once |
| Minimum Premium (THB) | 50,000 | 30,000 | 30,000 | 50,000 |
| Medical Check | Not required | Not required | Not required | Not required |
| Tax Benefits (THB) | Up to 100k / yr | Up to 100k / yr | Up to 100k / yr | Not deductible |
| Life Protection (% of sum insured) |
105% | Up to 303% | Up to 500% | 105% |
| Year(s) | Hero 10/1 | Hero 10/3 | Hero 10/5 | Deal 3/1 |
|---|---|---|---|---|
| 1-2 | 2.1% / yr | 20% / yr | 20% / yr | 2% / yr |
| 3 | 2.1% | 20% | 20% | 102% |
| 4-5 | 2.1% / yr | 20% / yr | 20% / yr | - |
| 6-9 | 2.1% / yr | 20% / yr | 100% / yr | - |
| 10 | 102.1% | 165% | 40% | - |
| Total Payout | ≈121% | ≈345% | ≈540% | ≈106% |
| Avg. Annual Return | ≈2.10% | ≈2.25% | ≈1.65% | ≈2.00% |
| Example: Hero 10/5 → Pay 100k THB / yr x 5 yrs → Receive ≈540k THB total payouts over 10 yrs | ||||
Entire annual premium for Hero plans is tax-deductible up to 100,000 THB per year according to Thai Revenue Department regulations.
| Criteria | Hero 10/1 | Hero 10/3 | Hero 10/5 | Deal 3/1 |
|---|---|---|---|---|
| Pay once | ✓ | - | - | ✓ |
| Highest total payout | - | - | ✓ (≈540%) | - |
| Highest avg. annual return | - | ✓ (≈2.25%) | - | - |
| Strong life protection | - | ✓ (≈303%) | ✓ (≈500%) | - |
| Tax-deductible | ✓ | ✓ | ✓ | ✗ |
| No medical check | ✓ | ✓ | ✓ | ✓ |
Summary of each Rabbit Life Savings Plan
Hero 10/5
⭐ Most Popular for Tax Savers-
💰
Pay 5 years → receive annual payouts for 10 years (≈540%)
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🛡️
Highest life protection (up to 500%)
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📈
Highest total payout and steady yearly income
Hero 10/3
🚀 High-Yield Tax Saver-
💰
Pay 3 years → receive annual payouts for 10 years (≈345%)
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🛡️
Strong life protection (up to 303%)
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📈
Highest yearly return (IRR ≈ 2.25%)
Hero 10/1
💵 One-Time Easy Plan-
💰
Pay once → receive annual payouts for 10 years (≈121%)
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🛡️
Life protection (105%)
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📊
One-time setup with no renewals or follow-ups
Deal 3/1
📲 Short-Term Safe Plan-
💰
Pay once → receive 2% for 2 years, then 102% at year 3 (≈106%)
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🛡️
Life protection (105%)
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📈
High yearly return ≈ 2% and no renewals or complex terms
Rabbit Care is an excellent broker. I’ve used their services for my car insurance for many years, and the process has always been smooth and hassle-free. I highly recommend them.
Have been very happy with the service. Flexible and knowledgeable support helping us find the best solution for my family.
Payment Options
Single payment only
You can choose from multiple methods to complete your purchase.
Note: Customers must pay full annual premium must be paid upfront. Some banks may allow you to convert your credit card payment into installments later, with no impact on your tax deduction. Please check with your card provider.
Why People Trust Rabbit Care
OIC-Approved & Fully Compliant
Operates under Thailand’s Office of Insurance Commission.
Part of BTS Group
Backed by Bangkok’s Skytrain system and leading Thai brands.
Licensed Experts, Personal Advice
Honest guidance from real advisors — always free.
Trusted by Over 2 Million Thais Nationwide
Millions use Rabbit Care to compare, save, and buy insurance with confidence.
Fast, Friendly, Reliable Service
From first quote to renewal, our team supports you end to end.
Why Choose Rabbit Life Savings Plans
Guaranteed Returns
Fixed yearly payouts you can rely on — no market volatility, no surprises.
Easy Approval
No medical check required, just simple health questions.
Strong Life Protection
Guaranteed life coverage for peace of mind.
Backed by Trusted Partners
Rabbit Life (the insurer) + Rabbit Care (your advisor), both part of BTS Group.
Simple Tax Savings
Hero plans qualify for up to 100,000 THB tax deduction per year.
To complete your application, you’ll need:
FAQ
Eligibility & Basic Requirements
Tax Deduction (Up to 100,000 THB)
Application, Payment & Policy Issuance
Benefits, Returns & Payouts
Beneficiaries, Claims & Moving Abroad
Fees, Surrender & Conditions
Rabbit Care Exclusive Privilege
About Rabbit Life & Rabbit Care
Who can buy Rabbit Life savings-life insurance plans?
You can buy these plans if you are:
• A Thai citizen, or
• A foreign expat living and working in Thailand with:
- Valid passport
- Valid work permit
- Thai address
- Thai tax ID
Premiums must be paid using payment channels supported on Rabbit Life’s checkout page.
Can foreigners/expats claim the tax deduction?
Yes.
If you earn income in Thailand and file PND90/91, you may claim the deduction.
Tax eligibility depends on tax residency, not nationality.
Do I need a medical exam or medical documents?
No.
Hero 10/1, 10/3, 10/5, and Deal 3/1 require no medical check.
Only simple health questions are asked under OIC rules.
What documents do I need to apply?
• Thai ID, or passport + work permit
• Mobile number
• A payment method accepted on Rabbit Life’s checkout page
You don’t need hospital documents, medical certificates, or salary slips.
In rare cases involving very large premiums, Rabbit Life may request additional verification.
What is the eligible age range to buy the plans?
• Policy buyer’s age: 20 – 65 years*
• Insured person’s age: 30 days – 80 years*
Maximum insured age varies slightly by plan.
Can I buy a plan for my child?
Yes. Children can be insured from 30 days old.
A parent must be the payer and guardian.
