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Our most frequently asked questions
What is class 2 car insurance?
Class 2 car insurance is one of types of car insurance in Thailand. It covers damage to the insured vehicle only in case of fire and theft. Also, it covers liability to third parties (property damage and bodily injury) when the driver is at fault. Compared to class 1, class 2 car insurance provides less coverage than class 1 However, it is suitable for ones who are experienced in driving as the premiums of class 2 car insurance are cheaper than class 1 or type 1. Moreover, as you are an experienced driver, you would be likely to be involved in a car accident or a car crash. Thus, insurance companies believe that you will do everything to prevent your car from being crashed or damaged. However, if accidents happen, Rabbit Care provides emergency roadside service for customers who buy car insurance with us. You can check for privileges provided for our valuable customers on our Rabbit Care website.
What is the difference between car insurance class 1 and car insurance class 2?
The main difference between car insurance class 1 and class 2 is the coverage for the insured vehicle. If you hit another car while you are driving, the second class car insurance will cover the damages on the other car but you will have to pay for the damages on your own car.
What is the difference between car insurance class 2 and class 2+?
The main difference between car insurance class 2 and class 2+ is the coverage for the insured vehicle in case of collision with another car. If you hit another car while you are driving, car insurance class 2+ will pay for your car’s damage but car insurance class 2 will not.
What is covered under car insurance class 2?
Car insurance class 2 will provide coverage for liability for third party property damages, liability for third party bodily injuries and loss of life, medical expenses for the driver and passengers of the vehicle. It also covers the damages from theft and fire.
What is not covered under car insurance class 2?
Car insurance class 2 does not cover damages to the insured vehicle in case of collision with another car or a person or collision without a third party. Also, all types of car insurance in Thailand will not provide coverage in the following cases.
- Damages occurred outside of Thailand
- Damages caused by racing
- Damages caused by towing another vehicle
- Damages from illegal driving activity
- Damages occurred while driving under the influence of alcohol
Who is suitable for class 2 car insurance?
As class 2 car insurance covers you less than class 1 or class 2+ do, this type of insurance is suitable for ones who drive their car for only a few times a week, ones who are much experienced in driving, or ones who want reasonable coverage with an inexpensive price. So, experienced drivers who drive their car only a few times are suitable for this type of insurance. If you are unsure whether you buy class 1 or class 2, Rabbit Care car insurance comparison service is available for you to get the best car insurance you prefer.
What kind of car is suitable for car insurance class 2?
Even though car insurance class 1 may offer the best coverage, not all cars are eligible for this type of insurance. Some insurance providers might refuse to issue class 1 insurance policy to cars older than 5 years or second hand cars. Even if they offer one, the premium tends to be more expensive than average.
Therefore, if you own a car that is older than 5 years old or a second hand car, you should consider getting a class 2 insurance policy instead to save cost while still getting adequate coverage.
Where should I buy a car insurance class 2 policy from?
If this is your first time buying car insurance in Thailand, it is highly recommended that you buy from a reputable insurance broker so that you can get the best car insurance policy from a wide variety of trusted car insurance providers such as Viriyah Insurance, Bangkok Insurance, Thanachart Insurance, and Tokio Marine Safety Insurance. At Rabbit Care, we work with more than 30 insurance companies so that you find a policy that suits your needs and your budget the most.
Why do I have to buy class 2 car insurance with Rabbit Care?
As we provide our top-notch privileges for Rabbit Care customers, buying car insurance with Rabbit Care is absolutely a wise choice for ones who are looking for their ideal car insurance. It is true that different types of car insurance offer different coverage types. However, we provide Rabbit Care insurance comparison service for you. This service will save much of your time as it takes only 30 seconds to check and compare types of insurance you are interested in, including car insurance. Apart from that, services such as emergency roadside service, claim coordination, emergency coordination, and car replacement, are available for Rabbit Care car insurance customers as well. If you meet with a car accident, there might be injured people, damaged cars in the scene. So, to rescue the injured ones’ life, emergency coordination service will help you a lot to get emergency service to be there in time, saving their life successfully. Furthermore, if you want to make a claim, claim coordination service is available for you to make a claim as quickly as you want. For more details, our Care Center 1438, LINE Official Account, and chatbox system on our website are available for you for 24 hours.
What are the benefits I will receive when I purchase my second class car insurance with Rabbit Care?
When you purchase your car insurance class 2 with Rabbit Care, not only will you be able to compare various policies from many companies to find the best one for you, you will receive exclusive services that you can’t find anywhere else, including:
- Claim Coordination Service: We will coordinate with your insurer through the claim process to ensure that you get the best experience.
- Emergency Coordination Service: We will contact the police, rescue service, and the ambulance for you in case of an accident.
- Roadside Assistance Service: We provide various assistance, including battery change, tire change, emergency refuel, emergency spare key.
- Car Replacement Service: We will provide you with a replacement vehicle for 3 days free of charge.
How do I buy car insurance via Rabbit Care?
For those who are interested in buying car insurance with Rabbit Care, especially class 2 car insurance, please feel free to visit our website, or you can contact our Care Center 1438 for 24 hours. Another option to contact us is via our chat system on Rabbit Care website. Whether the choice you choose, Rabbit Care staff and agents are more than happy to serve you with our finest privileges. We are waiting for you to receive our services.
Are there any discounts for class 2 car insurance?
Yes, there are discounts for those who buy car insurance via Rabbit Care! Apart from class 2 car insurance or other types of car insurance in Thailand, class 2 car insurance discounts are also available for requirements such as specifying the car’s driver, no claim bonus, a discount from car camera installment, and multiple car insurance purchases for your cars. About getting discounts, specifying the car’s driver will get you for up to a 20 percent discount for class 2. Also, no claim bonus for up to 50 percent discount will be received if you renew the insurance annually. Moreover, if you install a car camera, you will receive a 5 percent discount. And if you buy class 2 car insurance for the minimum of 3 cars, you will receive exclusive discounts. But most importantly, Rabbit Care offers you exclusive services, making your life convenient. If you have any questions, or need more details, our Care Center 1438, Rabbit Care LINE Official Account, and the chat system on our website are available for you for 24 hours.
If I get in an accident, how can Rabbit Care help me?
At Rabbit Care, we care about you and want to provide you with the best experience possible, even when an accident happens. So, if you purchase your class 2 car insurance through Rabbit Care and you get in an accident, Rabbit Care will be there to support you through it. First, you can call us at 1438 to report the accident and we will contact your insurer, the police and the ambulance for you. Not only will you get the help you need at the scene, we will also follow up with your insurer to make sure that your claim goes smoothly. Furthermore, if your car is in a repair shop, we will provide you with a replacement for 3 days.
How much does car insurance class 2 cost?
The price of car insurance class 2 starts at around 4,500 baht. Compared to car insurance class 1 which starts around 14,000 baht, class 2 is more than 3 times cheaper, while still offering considerable coverage. If you would like to save money on car insurance, car insurance class 2 is a great choice.
Where can I find the cheapest price for car insurance class 2?
At Rabbit Care, you can use our easy-to-use insurance comparison tool to find class 2 car insurance at the best price in the matter of minutes! We also offer many special services such as Claim Coordination Service, Roadside Assistance Service, and Car Replacement Service to provide you with the best experience.