Why should you buy
car insurance with Rabbit Care?
Best price guaranteed
We will match your price in case you find a cheaper quote elsewhere.
Free roadside assistance
Helping hand in case of road emergency.
Car replacement service
We provide a rental car for 3 days free of charge in case of accident.
Send driver home service
Commuting compensation of max. 1,500 THB per time during repair.
You can choose from a variety of nationwide garages.
Our most frequently asked questions
How much does a car insurance premium typically cost in Thailand?
The price of your car insurance premium will depend on a wide range of factors, from the type of car insurance you choose, the model of your car, the age of your car, the size of the engine, to the age of the driver. Below are the minimum prices you can expect to pay for each type of car insurance.
- For type 1, the car insurance premium starts from 13,999 baht.
- For type 2+, the car insurance premium starts from 6,900 baht.
- For type 2, the car insurance premium starts from 4,500 baht.
Each type of car insurance will provide different coverage, but the rule of thumb is that the lower the price, the lower the coverage is going to be. You can learn more about type 1, type 2+ and type 2 insurance and their coverage in the links provided.
You can also compare car insurance premiums from our trusted insurance provider with our fast and easy-to-use car insurance comparison tool to find the best car insurance policy for you at a special price.
How can I get a special price for a car insurance premium in Thailand?
There are a few easy things you can do to lower your car insurance premium and get the best price.
1. Qualify for No Claim Bonus (NCB): You may receive a discount if you didn’t make any claims in the previous year.
2. Install a dash cam: If you voluntarily install a dash cam on your vehicle, you may get a special price for any type of car insurance.
3. Specify drivers of the vehicle: You can further lower the cost of your car insurance premium by specifying the drivers of the vehicle.
4. Get car insurance for multiple cars at once: Some insurance providers have special deals for those who purchase a car insurance policy for more than 3 cars at the same time.
5. Get vouchers or special deals from a brokerage: You can get more discounts on top of all of the above by getting your car insurance policy from a brokerage.
With many of these combined, you can get more than 50% off the cost of your car insurance premium. You can also find the right car insurance policy at the best price through Rabbit Care, which offers a wide range of car insurance policies from many reputable providers.
What is NCB (No Claim Bonus)? How can it get me a special price for a car insurance policy?
NCB (No Claim Bonus) is a special deal you can get for your car insurance premium if you didn’t make any claims in the previous year. The bonus may also apply when you have made a claim but were able to identify a third party in the accident and were not at fault. This is because the insurance provider will be able to get a settlement from the third party. Below are the discounts you can get from NCB.
- 20% off your renewal premium for your first year of not making any claims
- 30% off your renewal premium for your second year
- 40% off your renewal premium for your third year
50% off your renewal premium for your fourth year
The discounts will be calculated from the renewal premium, not the premium from the previous year. You can ask for this discount from any insurance provider and brokerage. If you change your provider, you can show your record from your previous provider to apply for the bonus from your new provider as well.
What is a dash cam? How can it lower my car insurance premium?
A dash cam is a video camera attached to the windshield of a vehicle and used to record the view of the road and traffic continuously. According to a notice from the Office of Insurance Commission, car insurance providers may offer 5%-10% discounts for those who voluntarily install a dash cam in their vehicle.
This discount can be applied to any type of insurance policy from type 1 to type 3 and there is no specific requirement for the model or the brand of the dash cam. However, using another type of device, such as a mobile phone or a tablet, does not qualify for this discount.
To get the special deal, you have to show proof that you have installed a dash cam at the day of the signing and you will have to always keep the dash cam on while driving. If an accident happens, you will have to be able to present the recording of the accident. Otherwise, you may lose the discount and have to pay your provider back.
How can specifying drivers help lower my car insurance premium?
Specifying the driver of the vehicle will lower your car insurance premium. This is sometimes called a driver plan, which will allow the provider to calculate the premium from the age of the driver. Younger drivers will have less experience on the road and therefore are more likely to be in an accident. So, the older the driver of the car is, the more discounts you can get. Below are the special deals depending on the age of the driver.
- 5% off for drivers aged between 18-24 years old
- 10% off for drivers aged between 25-35 years old
- 15% off for divers aged between 36-50 years old
- 20% off for drivers aged 50 years old or older
You can specify up to 2 drivers for each car and the discount will be calculated from the age of the younger driver. This also means that this plan only covers accidents occurring when one of the drivers named on the policy is driving. If someone else is driving at the time of the accident, an additional excess will apply.
How can getting group car insurance lower my premium?
A group car insurance discount is a special deal you can get if you purchase a car insurance policy for 3 cars or more. Your insurance provider may offer a 10% discount off your car insurance premium for each car if you get the policies at the same time. However, if you purchase a policy for a third car later, you will only get the special price for that car and the ones after it, not the first and the second car.
The group car insurance typically applies for when the owner of the cars are the same person but it can also apply when the owners are related. In the latter case, the discount may be less than 10%.
What are the special deals for getting a car insurance policy with Rabbit Care?
Not only does Rabbit Care offer a wide range of policies from trusted partners, we also have many special services to make sure that you are getting the best value for your money. These special services are as follows.
Best Price Guaranteed: If you find a cheaper quote at another brokerage, we are happy to match that price for you.
Send Driver Home Service: We will provide a ride fare for up to 500 baht with any ride-hailing application, if you get into an accident, so that you can get home safely.
Roadside Assistance Service: We provide 24/7 emergency roadside service across 76 provinces in Thailand.
Emergency Coordination Service: If you get in an accident, just call us and we will contact the police, rescue service, and the ambulance for you.
Car Replacement Service: While your car is in repair, we will provide a replacement vehicle for 3 days free of charge.
These services are designed to make sure that you get the most out of your car insurance premium. If you would like to learn more about our special deals and services, please feel free to contact our Care Center at 1438.
Where can I find special prices for my car insurance premium?
You can get the best price for your car insurance premium by comparing the price and the coverage of a wide range of car insurance policies from many reputable providers with Rabbit Care. Our insurance comparison tool is so fast and easy-to-use that you will find what you’re looking for in 30 seconds. Just answer a few questions about your car and yourself and our smart system will show you the best car insurance policies for you at the best price. You can also stack all of the applicable discounts to further reduce your car insurance premium.
Other than the premium, what are other factors I should consider when getting car insurance?
While it is recommended that you compare your car insurance quotes to get the best deals for your car insurance premium, there are other factors you should consider, such as the reputation of the insurance provider, the repair plans and the quality of the services.
Rabbit Care has partnered with more than 30 reputable insurance providers, including Viriyah Insurance, Bangkok Insurance, Tokio Marine Safety Insurance, LMG Insurance and many more. We also let you choose repair plans and garages from a variety of nationwide options so that you can find the one that suits your needs.
Furthermore, we provide exceptional customer service, from facilitating the claim process to offering many special services such as Send Driver Home Service, Emergency Coordination Service, and Car Replacement Service, etc. These services will make your life easier during stressful times and will make your overall experience much more pleasant.
What are the payment options for my car insurance premium?
Your convenience is our main priority at Rabbit Care. This is why we provide a variety of payment options for your car insurance premium, such as cash, credit cards, debit cards and ATM payment.
We also provide payment plans for all insurance types. With a payment plan, you can choose to pay for your policy in 3, 6, or 10 installments with 0% interest. No credit card required.