Protect from every risk with MSIG Tan Rak Home Insurance.
Coverage in the millions
Actual cost compensation for
building and contents
up to 5 million THB
Flexible Coverage Options
Choose a 1-year plan for great value,
or greater savings with a 3-year plan.
Affordable Premiums
Multiple plans available
starting from a few thousand THB.
Comprehensive protection for complete peace of mind at home
Covers damage from fire,
lightning, burglary and more
Natural disaster coverage
up to THB 100,000
Protection for
the building and contents
Third party liability claims
up to THB 100,000
Emergency home assistance service
once per year*
Covers concrete buildings
and half-concrete, half-wood building
Coverage Details
Annual Premium
| Premium for concrete building | ||
| Sum Insured | 1 Year Period | 3 Year Period |
| 1,000,000 | 2,003.04 | 5,006.53 |
| 2,000,000 | 2,768.09 | 6,918.62 |
| 3,000,000 | 3,533.14 | 8,830.71 |
| 4,000,000 | 4,297.12 | 10,742.80 |
| 5,000,000 | 5,062.17 | 12,655.96 |
| Premium for half-concrete, half-wood building | ||
| Sum Insured | 1 Year Period | 3 Year Period |
| 1,000,000 | 3,060.20 | 7,649.43 |
| 2,000,000 | 4,882.41 | 12,204.42 |
| 3,000,000 | 6,703.55 | 16,759.41 |
| 4,000,000 | 8,525.76 | 21,314.40 |
| 5,000,000 | 10,347.97 | 25,869.39 |
Underwriting Conditions
1. This plan only applicable to 1-level building (concrete) or 2-level building (half-concrete, half-wood)
2. This plan does not cover properties located in Phra Nakhon Si Ayutthaya Province, Hat Yai District, or any location that has experienced flood damage within the past 5 years.
3. The insurer will compensate for damages based on Replacement Cost Valuation.
4. Damages caused by the earthquake on March 28, 2025, including any subsequent aftershocks, which are considered a continuation of the same event, are not covered.
5. Terms, conditions, and exclusions are as specified in the insurance policy. Please carefully review coverage details and conditions before making a purchase.
6. The insurer reserves the right to issue only one policy per insured property.
The policy does not cover the following property:
1. Silver bar, silver jewelry, gold bar, gold jewelry or gemstone
2. Antiques or art objects valued more than THB 10,000.
3. Original or copies of documents, plans, blueprints, maps, drawings, designs, patterns, molds, or templates.
4. Collaterals, securities, important documents, posts, stamps, cash, check or business documents.
5. Explosives.
6. Electrical appliances and equipment, electrical circuit boards, electronic devices, portable communication devices, cameras and/or video recorders, and/or storage media.
7. All types of vehicles, including land, water, or air vehicles.
8. Trees, landscaping, and lawns.
FAQs
What is the coverage and key highlight of MSIG Tan Rak Home Insurance?
MSIG Tan Rak Home Insurance starts at THB 1,400 per year. This plan offers coverage for the building (excluding the foundation) and its contents against actual damages caused by fire, lightning, explosion, vehicle collision, aircraft impact, water-related disasters, and burglary.
Key highlights include:
- Coverage for building contents starting at THB 300,000 (excluding the building), with up to THB 5 million for both the building and contents.
- Coverage for natural disasters damages such as flooding, earthquakes, storms, and hail, including coverage for electrical appliances up to THB 100,000.
- Liability coverage for third-party damages up to THB 100,000.
- Flexible coverage options for 1-year or 3-year terms to suit your needs.
- 24-hour emergency home assistance, up to THB 1,000 per incident, once per year (for 3-year policies, you will receive 1 service per year, totaling 3 services over the policy term).
For those interested in purchasing MSIG home insurance, feel free to please contact the insurance representative for the best coverage. Apply Here!
How many days will it take to receive the policy after purchase? When does the coverage start?
The policy will be issued within approximately 5 business days. Coverage will commence on the date specified by the customers in the insurance application.
For claims, the insurer will review the claim within approximately 15 business days after receiving all required documents. Claim payment will be made within 15 days after the policyholder accepts the company's agreement.
In cases of the claim process does not comply with the coverage terms of the insurance policy, the review period may be extended up to 90 days after receiving all required documents.
What are the underwriting conditions for MSIG Tan Rak Home Insurance?
Underwriting Conditions for MSIG Tan Rak Home Insurance are as follow:
The underwriting conditions are as follows:
1. This plan only applicable to 1-level building (concrete) or 2-level building (half-concrete, half-wood)
2. This plan does not cover properties located in Phra Nakhon Si Ayutthaya Province, Hat Yai District. The insurer will compensate for actual damages, not exceeding the maximum sum insured.
3. The insurer will compensate for damages based on Replacement Cost Valuation.
4. The damages caused by the earthquake on March 28, 2025, including any subsequent aftershocks, which are considered a continuation of the same event, are not covered.
5. The insurer reserves the right to issue only one policy per insured property.
For more information, please contact Rabbit Care representative before purchase the insurance.
Are there any exclusions under MSIG Tan Rak Home Insurance?
The policy does not cover the following property:
1. Silver bar, silver jewelry, gold bar, gold jewelry or gemstone
2. Antiques or art objects valued more than THB 10,000.
3. Original or copies of documents, plans, blueprints, maps, drawings, designs, patterns, molds, or templates.
4. Collaterals, securities, important documents, posts, stamps, cash, check or business documents
5. Explosives.
6. Electrical appliances and equipment, electrical circuit boards, electronic devices, portable communication devices, cameras and/or video recorders, and/or storage media.
7. All types of vehicles, including land, water, or air vehicles.
8. Trees, landscaping, and lawns.
Policyholder can read further details in the policyor contact the insurance representative for additional information before purchasing the insurance.
