Officially licensed insurance broker
Extensive local market experience
By premium volume in Thailand
Annually across all products
Individual Health Insurance, Family Health Insurance, Children's Health Plans with family discounts and flexible benefit choices.
Retiree Health Plans, Maternity Plans, Pre-existing Condition Coverage with tailored underwriting options.
Dental Add-Ons, Flexible Choice Plans - mix OPD, dental, maternity, and other benefits to fit your needs.
Travel Insurance and visa-compliant expat coverage for domestic and international protection.
Group Health Insurance and Group Life Insurance for businesses of all sizes with customizable coverage.
Life, Savings & Pension Plans combining protection with tax-deductible savings and retirement planning.
| Coverage Details | April Essential |
Pacific Cross Rabbit Care Protect Pro 1 |
LUMA Hi5 |
AXA Smart Care |
Allianz Ayudhya Superior |
|---|---|---|---|---|---|
| Annual Premium | ฿37,052 | ฿46,281 | ฿36,656 | ฿18,585 | ฿27,868 |
| Annual Limit | ฿10,000,000 | ฿5,000,000 | ฿5,000,000 | ฿1,000,000 | ฿2,000,000 |
| Area of Coverage | SEA and Europe (excl. SG) | Thailand | WW excl. certain countries | Thailand | Worldwide excl. USA |
| Room & Board | Private | ฿8,000 a day | ฿5,000 a day | ฿3,000 a day | ฿6,000 a day |
| Hospitalization | ฿10,000,000 | ฿5,000,000 | ฿5,000,000 | ฿1,000,000 | ฿2,000,000 |
| Outpatient Benefit | ฿2,500 per visit | ฿5,000,000 | ฿40,000; 50% co-pay | ฿3,000 per visit | ฿30,000 |
| Emergency Evacuation | ✓ | ✓ | ✓ | ✓ | ✕ |
| Health Checkup | ฿35,000 | ✕ | ฿10,000 | ฿3,000 | ✕ |
| Dental Benefit | ฿49,125 | ฿20,000 | ฿100,000 | ฿3,000 | ✕ |
| Maternity Benefit | ✕ | ฿100,000 | ฿300,000 | ✕ | ✕ |
| Pre-existing Coverage | Possible | No | No | No | No |
Example based on 35-year-old male; premiums vary by age, nationality, and health.
Example based on 35-year-old male; premiums vary by age, nationality, and health.
We accept Visa, Mastercard, and local cards
Pay directly by bank transfer or PromptPay
Use LINE Pay or TrueMoney Wallet
Choose annual, quarterly, or monthly plans
| Insurance Partner | Annual | Semi-Annual | Quarterly | Monthly | 10 month installment* |
|---|---|---|---|---|---|
| April Insurance | ✓ | ✗ | ✗ | ✗ | ✓ |
| Pacific Cross Insurance | ✓ | ✓ | ✓ | ✗ | ✓ |
| AXA Insurance | ✓ | ✗ | ✗ | ✗ | ✓ |
| Allianz Insurance | ✓ | ✗ | ✗ | ✓ | ✓ |
| LUMA Insurance | ✓ | ✗ | ✗ | ✗ | ✗ |
| Chubb Insurance | ✓ | ✗ | ✗ | ✗ | ✓ |
| Muang Thai Insurance | ✓ | ✗ | ✗ | ✗ | ✓ |
| Viriyah Insurance | ✓ | ✗ | ✗ | ✗ | ✓ |
| Bangkok Insurance | ✓ | ✗ | ✗ | ✗ | ✓ |
Complete our quick form with your basic information and insurance needs
Review side-by-side comparisons from top insurers tailored to your profile
Our team assists and escalates with insurers whenever you need help
Bangkok
International Medical Center
Multiple Locations
General & Specialist Care
Bangkok & Surrounding
Premium Healthcare
Bangkok Network
Comprehensive Medical Care
Speaking 10+ languages to serve expats worldwide
Licensed medical professionals on our team
Deep understanding of Thai healthcare system
Join thousands of expats who trust us with their health insurance. Get your personalized quote today.
Comprehensive and third-party coverage, with competitive premiums and wide garage networks across Thailand.
Affordable protection for scooters and big bikes, including liability, accident, and theft cover.
Safeguard your property and belongings against fire, theft, and natural disasters, with flexible coverage options.
Short-term or annual plans covering medical emergencies, cancellations, and travel assistance worldwide.
From health to home, car to travel - we've got all your insurance needs covered with expert advice and competitive rates.
Frequently Asked Questions
Benefits
Payment
Discounts
Expat-Specific & Visa
Costs & Market
Service & Process
Yes. All plans cover inpatient (IPD). Outpatient (OPD) can be added as a top-up, along with maternity, dental, or preventive care.
Coverage for pre-existing conditions depends on underwriting. Some insurers may accept your application but with exclusions, premium loadings, or waiting periods before coverage begins. At Rabbit Care, we help expats navigate these options and explain which insurers are most flexible.
👉 Learn more in our detailed guide: Pre-Existing Conditions & Health Insurance in Thailand
Plans range from around ฿1 million to ฿60 million+. We’ll match your budget, lifestyle, and visa needs with the right limit.
Insurance designed for long-term expats, covering inpatient, outpatient, and optional benefits across your chosen area of cover.
You choose area of cover and benefits, pay a premium, and receive care at private hospitals. Claims are paid via cashless billing or reimbursement.
International health = long-term residents, routine + emergency care. Travel insurance = short-term trips, emergencies only, plus baggage/cancellation.
Choose between Thailand only, regional (Asia), worldwide excluding USA, or worldwide. Coverage travels with you inside your chosen zone.
Because US healthcare is the most expensive. Excluding the USA reduces premiums. Most plans still cover emergencies in the US.
The cost of medical care in Thailand can vary widely depending on the treatment and the hospital you choose.
Without health insurance, these costs can be overwhelming for expats and their families. Insurance helps you manage these risks by covering most of your medical expenses, depending on the policy.
👉 For a full breakdown of Thailand’s top medical facilities and how to navigate the healthcare system, visit our guide: Top Hospitals and Expat Healthcare in Thailand
Additional Resources
Our multilingual consultants are here to help you understand your options and find the perfect coverage.
Contact Rabbit Care
Free hotline for Thai numbers
Bangkok office visits by appointment
Face-to-face meetings online
Chat with our consultants instantly
Send us a message via LINE, WhatsApp, or email and we'll respond first thing the next business day.
